Kredivo 3.42.0

Kredivo is a highly flexible payment solution that offers a range of loan products to suit your needs. With options such as Buy Now Pay Later and 3, 6, or 12-month installments, you have the freedom to choose a payment plan that works for you.

One of the standout features of Kredivo is its competitive interest rates. For the Paylater option, you can enjoy 0% interest for up to 3 months. If you opt for the installment plan over 6 or 12 months, the interest rate is 2.6% per month, or an annual rate maximum of 53.36%.

When it comes to limits, Kredivo offers a maximum limit of up to Rp50,000,000, giving you the flexibility to make larger purchases or cover unexpected expenses.

Let's take an example to illustrate Kredivo's payment structure. If you choose a 12-month installment to pay for a transaction worth Rp1,000,000, Kredivo charges an interest rate of 2.6% per month. The monthly repayment amount is Rp109,340, and the total payment after a year amounts to Rp1,312,080.

Kredivo is more than just a payment solution. It also fills the gap for individuals who want to shop online on installment but don't have a credit card. Additionally, it provides quick loans for emergency situations and offers a hassle-free application process compared to traditional credit options.

The registration process with Kredivo is quick and easy, taking just five minutes. Approval is typically granted within a few hours, allowing you to start using Kredivo right away. Once approved, you'll have access to a wide range of online merchants where you can shop on installment with just two clicks.

Whether you're looking to buy a new mobile phone, book flight tickets, purchase furniture, or buy anything else you need, Kredivo gives you the freedom to do so. It works with popular merchants like Tokopedia, Lazada, Bukalapak, Tiket.com, Erafone, Best Denki, Electronic City, IKEA, and McDonald's, as well as over 3000 other merchants.

Kredivo goes beyond online shopping and offers additional services like purchasing pulsa/data, paying utility bills, buying gaming and streaming vouchers, and even providing personal loans. The app is designed to cater to your every need and provide quick cash advances when required.

There are three main reasons why Kredivo stands out as the most flexible payment solution:

1. Simpler and Faster: The application process is accessible and convenient. You can apply online by connecting your digital accounts via the Kredivo mobile or web app. Within minutes of applying, you can enjoy a simplified two-click checkout process when shopping online or receive fast personal loans.
2. Safe and Secure: Your security is a top priority with Kredivo. All user data is encrypted for protection. Additionally, Kredivo is licensed and regulated by OJK, ensuring its credibility and adherence to industry standards.
3. 0% Interest & No Down Payment: Kredivo offers some of the lowest interest rates available in the market. Furthermore, there are no down payment charges for any of the services offered by Kredivo.

If you have any feedback or inquiries, you can reach out to the Kredivo support team via email at [email protected] or by calling 0807-1-573348.

Business Address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer Service Office Address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430